Michael A. Brannen

Michael Anne Brannen is an Investment Advisor Representative of RDA Financial Network, Inc. She does business as Legacy Financial LLC. Legacy Financial LLC and RDA Financial Network are not affiliated.
 

Statement to Clients:
Choosing a financial advisor is one of the most significant decisions you will ever make. Since entering the financial services industry in 1993, my career has been dedicated to guiding clients through decades of shifting market cycles, evolving tax laws, and complex economic landscapes. This depth of experience allows me to provide stable, time-tested wealth management strategies tailored to your unique personal and business goals.

As an RDAFN investment advisor, I have a fiduciary responsibility to my clients at all times. I am paid an asset-based fee, so my interests are aligned with my clients. I take time to understand financial situations, no matter the complexity, and draw on decades of experience to provide personalized advice. Further, I network with experts in numerous disciplines, enabling me to offer custom solutions that make sense today, and regularly reassess whether arrangements are geared to stand the test of time.

Entrusting me with your financial future is the highest honor you can give, and it is a responsibility I accept willingly and dedicate my career to carrying out properly. I look forward to walking side-by-side with you toward achieving your financial freedom and long-term peace of mind.
 

Business Background:

• RDA Financial Network, Inc.
  • Chief Compliance Officer 2020-Present
  • Investment Advisor Representative 2008 - Present
• Legacy Financial LLC 
  • Investment Advisor Representative 2026-Present
• United Planners Financial Services
  • Registered Principal 2016 - Present
• Cambridge Investment Research
  • Registered Principal 2008-2016
• Merchants Bank and Trust
  • Compliance/Audit 2007-2008

Designations/Licenses:

• Series 7, 24, 63
• Health, Life, Variable Life Insurance

Education:
College of Mount Saint Joseph (Ohio), Study of Music, Voice and Piano

Disciplinary Information:
Michael Anne has no disciplinary information history to disclose.

Other Business Activities:

• Broker-Dealer

Michael A. Brannen is a registered Principal of United Planners Financial Services, a registered broker-dealer (BD). In this capacity, Ms. Brannen will be paid commissions for the sale of securities or other investment products, including service (trail) fees from the sale of mutual funds and variable annuities. If you elect to purchase securities through Ms. Brannen in her role as a registered principal, this will not occur in advisory accounts of RDAFN but rather in brokerage accounts held at the BD. A conflict of interest may arise due to potential differences in the level of compensation received. To address this potential conflict, she will only receive commissions for the sale of securities or other investment products when selling securities through the BD, and not for accounts advised through RDAFN. You always have the option to purchase securities or other investment products that she recommends through other unaffiliated broker-dealers. Ms. Brannen currently spends 5% of her business time on these BD activities.

• Insurance

Michael A. Brannen is licensed as an insurance agent in the State of Ohio. In this capacity Ms. Brannen will be paid commissions for the sales of fixed insurance products. A conflict of interest may arise due to potential differences in the level of compensation received. You always have the option to purchase insurance products that she recommends through other unaffiliated insurance agencies or companies. Ms. Brannen currently spends 5% of her business time on her insurance activities.

General Client Conflict Resolution:

Michael A. Brannen addresses conflicts with her other business activities by doing the following:
Ms. Brannen must disclose any potential or actual conflicts of interest when dealing with clients.
Ms. Brannen is subject to the following specific obligations when dealing with clients:

• The duty to have a reasonable, independent basis for her investment and other financial advice;
• The duty to ensure that all investment and financial advice is suitable to meeting the client's individual objectives, needs, and circumstances; and,
• A duty to be loyal to clients.

Additional Compensation:

• RDA Financial Network and Michael A. Brannen may establish relationships with unaffiliated registered investment advisors that offer a variety of investment advisory programs and services that include asset management programs, separate account portfolio management programs, asset allocation programs, wrap fee programs, and financial planning services. If a client is referred to one of these unaffiliated registered investment advisors, RDA Financial Network and Ms. Brannen may receive referral fees from the unaffiliated registered investment advisors. These arrangements will be described in these unaffiliated investment advisors' disclosure brochures and referral disclosure statements.

Supervision:

• Michael A. Brannen is supervised by Tim Selvey, OSJ Manager, United Planners Financial Services.

Tim Selvey                                                               
7333 E. Doubletree Ranch Rd., Ste. 120                 
P.O. Box 5750                                                          
Scottsdale, AZ 85261                                               
Phone: 480.991.0225                                               
Email: tselvey@upfsa.com